Find the Right Loan Options Without Any CIBIL Impact

Loan guidance in under 2 minutes

Paying High EMI or Interest?

Explore balance transfer and lower interest rate options by matching your profile with multiple banks & NBFCs — without any CIBIL enquiry.

  • ✔ Reduce EMI burden via balance transfer
  • ✔ Lower interest rate options
  • ✔ Free eligibility simulation
  • ✔ Apply only if you choose

CIBIL enquiry is done only after your confirmation.

Get expert guidance to understand suitable loan options based on your income, city and requirements — without making any bank application.

We first understand your requirement, then match your profile with multiple bank and NBFC loan products.

Guidance based on your details Proceed only if you choose
Start with basic details
Takes less than 2 minutes. No documents required.
Step 1
You will receive guidance on suitable loan options. No credit bureau check is done at this stage.

How TechFinserv Helps You Choose the Right Loan

We make loan selection simple. Instead of applying blindly with one bank, we help you understand and compare suitable loan options — before you apply.

1️⃣ You share your requirement
Tell us the loan type, amount, employment details, income range and city.

2️⃣ We review your profile
We analyse your profile, employer category and overall credit behaviour.

3️⃣ We simulate eligibility — safely
Based on bank & NBFC rules, we check which loans may suit you.
✔ No CIBIL enquiry
✔ No impact on credit score
✔ Completely free

4️⃣ We show suitable loan options
You get indicative options like personal loan, flexi hybrid loan or home loan — with EMI ideas.

5️⃣ You choose what fits you best
Compare options and select the loan that matches your needs and comfort, without affecting your CIBIL score.

6️⃣ Application starts only after your confirmation
If you decide to proceed, the selected bank or NBFC processes your application.
A CIBIL enquiry happens only at this stage.

Good to know:
Checking options on this page does not affect your CIBIL score. A credit bureau enquiry is initiated only if you choose to apply with a bank or NBFC.

Frequently Asked Questions

Clear answers to common questions about our loan guidance process, eligibility checks and data privacy.

No. Checking options on this page does not impact your CIBIL score. We do not initiate any credit bureau enquiry at this stage. A CIBIL enquiry happens only if you decide to apply with a bank or NBFC.

No. TechFinserv is a loan guidance platform. We help users understand suitable loan options based on their profile before they apply with a bank or NBFC.

Loan approval and interest rates depend on bank or NBFC policies, your income profile and credit behaviour. We provide guidance and indicative options, not guarantees.

Yes, where applicable. Based on your details, we may suggest balance transfer or lower interest rate options offered by banks and NBFCs. You choose whether or not to proceed.

A representative reviews your requirement and shares suitable loan guidance. No application is submitted to any bank or NBFC without your confirmation.

Yes. Your information is used only for providing loan-related guidance and is handled as per our Privacy Policy. We do not sell or misuse your personal data.